Agriculture Finance - IDBI Bank Kisan All Purpose Term Loan

Hassle free single term loan limit to farmers for all investment loan requirement like Farm Mechanization, Land Development, Minor Irrigation, Water Conservation, Horticulture and allied activities and other agri related activities, etc. excluding orchards / plantation crops having long gestation period.

Who is eligible for the Loan?

Individual farmers / SHG / JLG (Owner Cultivators) engaged in agriculture and allied activities.
No overdue with any bank / institution

Loan Amount

Minimum: Rs. 50,000/- and maximum: Rs. 20 lakh

Repayment Schedule

In suitable installments coinciding with harvest season / income generation depending on the overall income generation of the farmer, within a maximum period of 9 years. Suitable moratorium period (max. 2 years)