Preferred Account

Preferred Banking Banner Preferred Banking Bannner

Preferred Banking, by IDBI Bank.
Inspired by the good life.

Benefits of Preferred Account
International Platinum Debit Card

Higher limit of cash withdrawal and point of sale

Petrol Surcharge Waiver

Petrol surcharge will be waived off for transactions carried out on the Card. Surcharge will be waived only for transactions with a value between Rs. 400 and Rs. 2,000

Attractive Insurance Cover

Daily limits

Cash withdrawal limit of Rs. 1,00,000/- at ATMs and POS usage limit of Rs. 1,00,000/- per day.

Online transactions

Platinum Debit Card can be used online, for shopping, booking air/rail/movie tickets & utility bill payments Discounts at merchant establishments: Platinum Card customers can avail of discounts available at various merchant outlets by making purchases through the Platinum Cards at these merchant locations.

Discounts at merchant establishments

Platinum Debit Card customers can avail of discounts available at various merchant outlets by making purchases through the Platinum Debit Card at these merchant locations.

Access ATMs across globe and enjoy higher free limits on transactions.

Personalized Services

Dedicated Relationship Manager who can assist you on Investment advisory, Portfolio management and personalized services

Preferred recognition across branches

How To Apply

Get a Preferred Account in 3 easy steps.

01. Get In Touch

Call on our Phone Banking numbers - Toll Free -
1800-209-4324
1800-22-1070 (24x7 service)

02. Visit Our Branch

Visit the nearest branch.


Find the Nearest Branch

03. Receive a Call Back

Our representative will contact you at the earliest.