Interest @ 2.75% pa is applicable on the Advantage Savings Account for Balances upto Rs.1 Lacs.

Sb interest is credited quarterly.

You will receive your account statement the month following every financial year quarter i.e. July, October, January and April.

Yes, you can access and operate your account from any branch of IDBI Bank across India. You can electronically transfer funds from one account to another account in any branch across cities. You can withdraw and deposit cash upto Rs. 50,000 per day at any branch.

Yes, you can open Demat Accounts with your Advantage Savings Account.

Yes. These services have been introduced to make banking a convenient and a hassle-free option for you. The International Debit cum ATM Card has been packed with additional features to convert it to a virtual bank.

You can withdraw upto Rs. 50,000 per day from your International Debit cum ATM card. You can also use your International Debit cum ATM card at other bank ATM.

ATMs : Besides cash withdrawals, some of the important things that you can do through the International Debit cum ATM card:

• Balance Enquiry
• Statement Request
• Cheque-book Request
• Mini statements
• Cheque and Cash Deposits
• International usage
• Fabulous discounts and great deals at various establishments

Internet Banking: Internet Banking gives you the power to access your bank account from your Personal Computer. Some of the important features of Internet Banking are:

• Account Balance Enquiry
• Transaction tracking and history
• Cheque status inquiry
• Funds transfer facilities to own account or third-parties
• Cheque-book requests
• Stop payment requests
• FD renewal requests
• Apply for a New Debit Card
• Opening a Recurring Deposit
• ASBA IPO Online
• Online Application for GOI Savings Bonds
• Bill Payment and Presentment
• Mobile recharge - Easy Fill
• Card to Card transfer
• Online Tax Payment
• Online Shopping & Payment Services

Phone Banking: Just pick up your phone and access your account. The following features are available through Phone Banking:

• Available round the clock 24X7X365
• Current Balance Inquiry
• Last 5 transactions inquiry
• Statement by email
• Cheque status enquiry
• Cheque-book request
• Balance as of a particular date

SMS Banking: This facility is available across all mobile service providers. The following features are available through SMS Banking:

• Balance Enquiry
• Fixed Deposit Enquiry
• Last 3 transactions
• Cheque Payment Status
• Request Cheque Book
• Request for Statement
• Change of PIN