Personal & Corporate Banking | MSME & Agri banking

SMS Banking

IDBI Bank’s SMS Banking facility is available to all the customers who maintain Savings, Current Accounts or Fixed Deposits with IDBI, at no extra cost (However, the service provider may charge some nominal charges. Some of the service providers provide this facility as a complementary service). SMS Banking can be enabled without any additional device. For sending SMS messages, speech SIM card would suffice.

Basic Requirement

Get the phone enabled for SMS Banking service from your service provider
Set the SMSC message Centre Number on the mobile phone once your operator provides this number

Register yourself as a user with any of your nearest IDBI bank branch.

While using SMS Banking service using SMS, a user has to give a request as a short message through a mobile phone. The short message should be in a particular format. For availing SMS Banking services, message has to be sent to 9820346920 or 9821043718. After the message is sent, within few seconds, the user will receive a response on his or her mobile phone as a short message.

Know your options for SMS banking services - From IDBI*

Input specifications for SMS Banking through SMS (User Guide 'SMS Service')

Business Request	Input
SMS Banking - Account related information
1. Balance enquiry	BAL CUSTOMERID PIN [ACCOUNT NUMBER] Example: Bal 400001 aaaaa (All fields would be separated by spaces) Account number is optional. By default, information is available for primary account number.
2. Fixed deposits enquiry	FD CUSTOMERID PIN [ACCOUNT NUMBER] Example: Fd 400001 aaaaa (All fields would be separated by spaces). Account no is optional.
3. Last 3 Transactions	TXN CUSTOMERID PIN [ACCOUNT NUMBER] Example: txn 400001 aaaaa (All fields would be separated by spaces). Account number is optional.
4. Cheque Payment Status (to ascertain whether the cheque is paid or not)	CPS CUSTOMERID PIN CHEQUE NUMBER [ACCOUNT NUMBER] Example: Cps 400001 aaaaa (All fields would be separated by spaces). Account number is optional.
5. Request for cheque book	CBR CUSTOMERID PIN NUMBER OF LEAVES P/M [ACCOUNT NUMBER] Example: Cbr 400001 aaaaa 30 P - (By Person / By Mail) (All fields would be separated by spaces). Account number is optional.
6. Request for statement one can u.se this reference number to check the status of the request any time. The bank mails the statement of account.	STM CUSTOMERID PIN FROM-DATE-TO-DATE [ACCOUNT NUMBER] (All fields would be separated by spaces) From date MMYY To date MMYY Account number is optional. Example: Stm 400001 aaaaa 0899 1200
7. Change of PIN	CPN CUSTOMERID OLDPIN NEWPIN (All fields would be separated by spaces). Example: Cpn 400001 aaaaa bbbbb
SMS Banking - Demat Enquiry
8. Free balance Holdings (Passing the customer ID)	DB CUSTOMERID PIN STARTS WITH [DPM CLIENT ID] Example: db 400707 aaaaa ba 10017028
9. Last two Transactions	DT CUSTOMERID PIN Example: DT 400707 aaaaa 10017028
SMS Banking - Bill Payment
10. Pending Bills	GETBILL CUSTOMERID PIN [PAYEEID] (All fields would be separated by spaces). Bill ID: Biller Name: Bill Date: Amount: Due Date: Example: IDBI Bank GETBILL Bill ID :1278 Biller Name: Life Insurance Corporation of India Bill Date 04/12/2002 Amount 11,000.00 Due Date 22/02/2003
11. Pay Bill	PAYBILL CUSTOMERID PIN BILLID (All fields would be separated by spaces). Success or failure message. Example: IDBI Ltd PAYBILL Bill No:1281 of MTNL Delhi for Rs 993.00 has been sucessfully paid.Your Payment ID is 0000003496.
12. Registered Billers	MYBILLERS CUSTOMERID PIN (All fields would be separated by spaces). Payee ID Payee Nick Name Example: IDBI Ltd. MYBILLERS Payee Id 20 Biller Name MTNL Delhi Payee ID 25 Biller Name Life Insurance Corporation of India
SMS Banking - Supplementary operations
13. Change Primary Account	CPA CUSTOMERID PIN ACCOUNT NUMBER (All fields would be separated by spaces). Here, the account number is a must. Example: Cpa 400429 aaaaa 0131040042900
14. Help	HELP The reply message will contain the formats for all the options available for the uses as above.

Note: *In most of the messages the account number field is optional. If the account number is not provided in the message, the request would be applicable for the primary account as mentioned in the SMS Banking registration form. The customer can modify the primary account by using the 'change primary account' option available in SMS Banking facility.